San Francisco Real Estate Insights

In San Francisco, new construction vs resale comes down to trade-offs: new condos give you modern systems, in-unit laundry, a builder warranty and often lower HOA dues in outer-neighborhood buildings, while resale condos give you a track record, established HOA finances, more negotiating room and of

Introduction: Why HOA Due Diligence Matters in San Francisco Buying a condo in San Francisco means joining a homeowners association (HOA), making due diligence a critical part of the process. The LVSL Real Estate Team at Christie's International Real Estate emphasizes the importance of understanding

San Francisco Condos: What the LVSL Real Estate Team Represents Looking for the perfect condo in San Francisco? The LVSL Real Estate Team at Christie's International Real Estate specializes in a full spectrum of condos citywide, including new construction, pre-construction, resale, and luxury proper

The HOA master insurance policy in a San Francisco condo building covers the shared structure and common areas, but it almost never covers your unit's interior finishes, personal belongings, or personal liability. Understanding exactly where the master policy ends and your own coverage must begin is

A warrantable condo in San Francisco is a unit inside a building that meets Fannie Mae and Freddie Mac guidelines, making it eligible for conventional financing. If a condo is not warrantable, your borrowing options shrink dramatically and your costs go up, which is one of the most important distinc

  A TIC and a condo in San Francisco are both ways to own a piece of a multi unit building, but they represent fundamentally different legal structures with very different implications for financing, resale, and long term risk. Understanding which one you are buying matters enormously in this city.

  Converting a San Francisco TIC into a condo is possible, but the city controls the process tightly through an annual lottery and a set of eligibility rules that many owners do not fully understand before they buy. If you own a TIC or are considering one, here is what the conversion process actuall

  A TIC in San Francisco is a form of shared property ownership where two or more people each hold an undivided percentage interest in an entire building rather than owning a single legally separated unit. As of June 2026, TICs remain one of the most distinctly San Francisco housing structures you w